Kolkata West Bengal Credit associate Jobs – 25 Open Jobs Today

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises
DBS Bank —Kolkata, West Bengal
- Full-time
- Sales
- Finance
- Master's degree
4d
Process Associate - record to report
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
Guest Service Associate - Front Office
AccorHotel —Kolkata, West Bengal
- Weekend availability
- Hospitality
- Customer service
- 12th Pass
- Flexible schedule
Quick apply
Associate - F&A - I2C 5A
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Hybrid work
- English
- Finance
- Master's degree
Quick apply
Purchasing & Admin Administration Team Lead
Tata Consultancy Services —Kolkata, West Bengal
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Finance and Compliance Officer
A Rahim & Associates —Kolkata, West Bengal
- ₹1,80,000 - ₹3,60,000 a year
- Full-time
- Microsoft Excel
- Bachelor's degree
- Accounting
Quick apply
12d
Senior Audit Executive/ Junior Audit Executive
SDP & Associates —Kolkata, West Bengal
- Microsoft Office
- Master's degree
- Bachelor's degree
IN_Senior Associate_SAP SD_SAP_Advisory_Kolkata
PwC —Kolkata, West Bengal
- Full-time
- Computer Science
- Master's degree
- Bachelor's degree
Associate Sales Support - SCF - Sales - Kolkata - Avani Signature - J Grades
TATA Capital —Kolkata, West Bengal
- Full-time
- Microsoft Powerpoint
- Bachelor's degree
Customer Service Associate – Financial Collections (WFO, Kolkata)
Fusion CX —Salt Lake, Kolkata, West Bengal
- English
- 12th Pass
- Communication skills
PD- AP
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
3d
SAP SD Consultant
Infosys Limited —Kolkata, West Bengal
- Agile
- SDLC
Lead Auditor - IMS
Cotecna —Kolkata, West Bengal
- Full-time
- Bachelor's degree
- Travel
Associate Director - Rating
A One Advisory —Kolkata, West Bengal
- Finance
- Master's degree
- MBA
Quick apply
Senior Analyst - Rating
A One Advisory —Kolkata, West Bengal
- Analysis skills
- Leadership
- Communication skills
Quick apply
Process Associate - Invoice To Cash (Generalist)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Hybrid work
- English
- Finance
- Master's degree
Quick apply
Sr. Associate - Customer Care - Collections 5B
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Bachelor's degree
- Business Administration
Quick apply
Sr. Associate - F&A - I2C 5B
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
Process Developer, Order to Cash
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Master's degree
- Bachelor's degree
Quick apply

I want to receive the latest job alerts for credit associate in kolkata west bengal

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

credit associate jobs near kolkata west bengal

Credit Associate jobs in Kolkata, West Bengal

Compliance Officer jobs in Kolkata, West Bengal

Audit Associate jobs in Kolkata, West Bengal

Customer Service Representative jobs in Salt Lake, Kolkata, West Bengal

SAP Consultant jobs in Kolkata, West Bengal

Audit Associate jobs in Kerala

Transaction Processing Associate jobs in Whitefield, Bengaluru, Karnataka

Clinical Research Associate jobs in Pune, Maharashtra

Operations Associate jobs in Pune, Maharashtra

Transaction Processing Associate jobs in Ahmedabad, Gujarat

Project Associate Biology jobs in Kerala

Transaction Processing Associate jobs in Infopark Kochi, Kochi, Kerala

Transaction Processing Associate jobs in Bengaluru, Karnataka

Walk In Interview Customer Service jobs in Noida, Uttar Pradesh

Guest Service Agent jobs in Amritsar, Punjab

Travel Agent jobs in Hyderabad, Telangana

Guest Service Agent jobs in Malcha Marg, Delhi, Delhi

Guest Service Agent jobs in Shimla, Himachal Pradesh

Guest House, Cook jobs in Orissa

Guest Service Agent jobs in Thiruvananthapuram District, Kerala

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

DBS Bank -
Kolkata, West Bengal

Apply Now

Job details

Full-time
4 days ago

Qualifications

Economics
Sales
Finance
Master's degree
Bachelor's degree
MBA
Communication skills
Banking
Negotiation

Full job description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.

Job Purpose

To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to a healthy income with an acceptable risk to the bank.
The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.

Key Accountabilities

Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy
Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc.
Play an instrumental role in increasing the Profitability of the Branch.
Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL.
Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio.
Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events.
To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits

Job Duties & responsibilities

Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team.
Cross Sell of Asset, Trade, Cash and Treasury Product actively.
To achieve the individual Budgeted revenues through all product parameters
Conduct Proper Due diligence while on-boarding New Asset Relationships.
On board clients with a clear account plan highlighting the revenue potential, risks and mitigants.
Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank.
Constant Monitoring of the Portfolio and ensure Timely Renewals. Provide regular feedback to the credit and portfolio team about various developments in the client’s business. Work closely with the monitoring team for early warning signals and take appropriate actions as identified.
Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals.
Ensure Timely Renewals of Accounts.
Ensure that the covenants and conditions prescribed by the credit team are consistently met.
Adherence to strict KYC/AML requirements.
MIS to be provided to the central team for further reporting, within the stipulated guidelines.
Timely Completion of Learning Programs as assigned by DBS for time to time
To comply with the Bank’s process & policies.
To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence.
To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval.

Requirements

Overall 3- 5 years of experience in sales.
2-3 years of sales experience in SME/Business Banking Lending.
2-3 years experience in Working Capital sales and service portfolio
Proven sales track record in asset business in the SME/Business Banking segment.
Knowledge of competitors and marketplace
Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.

Education / Preferred Qualifications

Bachelors in finance / Economics/Commerce or MBA or CA

Core Competencies

Excellent Communication & Listening Skills, Good Sales & Negotiation Skills

Technical Competencies

Working Capital Finance Knowledge

Work Relationship

Manager / Direct Report

DBS India - Culture & Behaviors

DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:

Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions
Ensure Customer Focus by Delighting Customers & Reduce Complaints
Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation
Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement
Maintain the Highest Standards of Honesty and Integrity.

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements .

Location:

Kolkata-DBIL

Job:

Relationship Management

Schedule:

Regular

Employee Status:

Full time

Apply Now

Refine Your Search

credit associate jobs in kolkata west bengal

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

Process Associate - record to report

Guest Service Associate - Front Office

Associate - F&A - I2C 5A

Purchasing & Admin Administration Team Lead

Finance and Compliance Officer

Senior Audit Executive/ Junior Audit Executive

IN_Senior Associate_SAP SD_SAP_Advisory_Kolkata

Associate Sales Support - SCF - Sales - Kolkata - Avani Signature - J Grades

Customer Service Associate – Financial Collections (WFO, Kolkata)

PD- AP

SAP SD Consultant

Lead Auditor - IMS

Associate Director - Rating

Senior Analyst - Rating

Process Associate - Invoice To Cash (Generalist)

Sr. Associate - Customer Care - Collections 5B

Sr. Associate - F&A - I2C 5B

Process Developer, Order to Cash

I want to receive the latest job alerts for credit associate in kolkata west bengal

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected