mumbai maharashtra payment collection Jobs – 468 Open Jobs Today

Manager — Banking Relationships & Payment Commercials
Etrav tech limited —Mumbai, Maharashtra
- ₹10,00,000 - ₹12,00,000 a month
- Full-time
- Microsoft Excel
- Finance
- Master's degree
Quick apply
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Accounts Receivable (AR) & Payment Collection Executive
Stilo Moda —Mumbai, Maharashtra
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Accountant mumbai goregaon
Jaipan industries ltd —Mumbai, Maharashtra
- ₹18,000 - ₹34,000 a month
- Full-time
- Bachelor's degree
- GAAP
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Recovery Manager
Qrata —Mumbai, Maharashtra
- ₹18,00,000 - ₹22,00,000 a year
- Full-time
- In-person
- Flexible schedule
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2d
CRM Executive
Ekatva Realtors —Wagle Estate, Thane, Maharashtra
- ₹20,000 - ₹35,000 a month
- Full-time
- Customer service
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Area Sales Manager/ Sales Manager
WYNTRONIX INNOVATIONS PVT. LTD —Mumbai, Maharashtra
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- Hospitality
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- Cell phone reimbursement
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12d
Customer Relationship Manager
Nexg Apparels Pvt. Ltd. —Mumbai, Maharashtra
- ₹25,000 - ₹35,000 a month
- Full-time
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5d
Accounts Executive
EINS TECHNOLOGIES INDIA PVT. LTD. —Kalva, Maharashtra
- ₹40,000 - ₹50,000 a month
- Full-time
- Microsoft Word
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- English
- Health insurance
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3d
Assitant Manager- Collection & Revenue Assurance
Kunvarji Group —Mumbai, Maharashtra
- ₹50,000 - ₹60,000 a year
- Full-time
- Microsoft Office
- Accounting
- In-person
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1d
Tele Collection Executive (Borivali west, Mumbai)
Switch My Loan Pvt Ltd —Borivali H.O, Mumbai, Maharashtra
- ₹15,000 - ₹25,000 a month
- Full-time
- Sales
- 12th Pass
- Bachelor's degree
- Health insurance
- Cell phone reimbursement
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14d
Field Collection Executive
Tanserv Business Process Pvt Ltd —Mumbai, Maharashtra
- ₹20,000 - ₹30,000 a month
- Full-time
- Customer service
- Bachelor's degree
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Billing and tendering head
Pragati Infra Interiors —Mumbai, Maharashtra
- ₹50,000 - ₹80,000 an hour
- Full-time
- Civil engineering
- Microsoft Excel
- Analysis skills
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Recovery Executive/ Credit Controller / Accounts Receivable
Bombax Logistics Pvt. Ltd. —Mumbai, Maharashtra
- ₹30,000 - ₹40,000 a month
- Full-time
- Finance
- Bachelor's degree
- Accounting
- Health insurance
Quick apply
Manager - Collection
WPP —Mumbai, Maharashtra
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Master's degree
Credit Control Officer
Fab Cars Pvt Ltd —Mumbai, Maharashtra
- ₹20,000 - ₹35,000 a month
- Full-time
- Microsoft Excel
- ERP systems
- Microsoft Office
- Cell phone reimbursement
- Paid sick time
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2d
Junior Accountant
C. P. VALVES INDUSTRY —Mumbai, Maharashtra
- ₹15,000 - ₹20,000 a month
- Full-time
- Master's degree
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- Plumbing
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Invoice Processor
Zaco Computers Pvt Ltd —Mumbai, Maharashtra
- ₹18,000 - ₹25,000 a month
- Full-time
- ERP systems
- Microsoft Office
- Accounting
- Health insurance
- Cell phone reimbursement
Quick apply
Accounts Manager - Borivili
TheTalentforte.com —Mumbai, Maharashtra
- ₹9,00,000 - ₹10,00,000 a year
- Full-time
- Master's degree
- Bachelor's degree
- In-person
Quick apply
14d
Credit Controller
Bombax Logistics Pvt. Ltd. —Mumbai, Maharashtra
- ₹25,000 - ₹35,000 a month
- Full-time
- Finance
- Bachelor's degree
- Accounting
- Health insurance
Quick apply
Executive - Accounts Receivable
GEO-CHEM LABORATORIES PVT LTD —Mumbai, Maharashtra
- ₹4,00,000 - ₹5,00,000 a year
- Full-time
- Microsoft Excel
- English
- Bachelor's degree
- Health insurance
- Life insurance
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13h

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Manager — Banking Relationships & Payment Commercials

Etrav tech limited
Mumbai, Maharashtra

Quick apply

Job details

Full-time
₹10,00,000 - ₹12,00,000 a month
6 days ago

Qualifications

Microsoft Excel
PCI
Finance
Master's degree
Bachelor's degree
Business Administration
MBA
Banking
Negotiation
Internal audits

Full job description

Key ResponsibilitiesBanking Relationship Management

Act as the group's single point of contact and owner of all banking partner relationships across Etrav Tech and Eagle Crest.
Build and maintain strong, healthy, long-term relationships with relationship managers, product heads, and senior banking stakeholders.
Conduct regular business reviews with each bank, manage escalations, and ensure consistent service quality and responsiveness.
Map the banking ecosystem, maintain a diversified panel of partners, and identify and onboard new banking partners where they deliver better terms or capability.

Corporate Credit Cards

Own and manage all corporate credit card programs across the group, including issuance, limits, controls, and lifecycle management.
Negotiate best-in-market card commercials: cashback and reward rates, credit limits, interest-free / float periods, fee waivers, and airline / category-specific benefits.
Optimize card spend routing across issuers to maximize cashback yield and free-credit float on airline and supplier payments.
Coordinate with the Finance team on accurate reconciliation of card spends, cashback, and reward realization.

Payment Gateway & POS Commercials

Own commercial relationships with payment gateways, aggregators, and POS / terminal providers used for agent and customer collections.
Negotiate the lowest achievable MDR, transaction fees, setup, and maintenance charges, and renegotiate as volumes grow.
Benchmark payment gateway and POS commercials continuously against the market across cards, UPI, net banking, and wallets.
Manage settlement cycles (e.g. T+1), chargeback terms, success-rate optimization, and reconciliation support, and evaluate / onboard new providers where beneficial.

Overall Banking & Forex Commercials

Negotiate all banking commercials: current account terms, transaction banking and cash-management charges, NEFT / RTGS / IMPS fees, and BG / LC pricing.
Negotiate competitive forex spreads, remittance charges, and cross-border payment commercials supporting Eagle Crest's overseas DMC operations.
Negotiate and manage credit lines, working-capital, and overdraft facilities on the best available rates, limits, and terms.
Optimize float, idle balances, and liquidity arrangements (sweeps / auto-sweeps) to improve working-capital efficiency.

Market Intelligence & Benchmarking

Maintain a live, documented benchmark of the best commercials available in the market across banks, gateways, and card issuers.
Track new banking and payment products, schemes, network changes, and RBI / regulatory developments that affect commercials.
Proactively bring cost-saving and revenue-enhancing proposals to the Managing Director with clear commercial business cases.

Compliance & Governance

Ensure all banking and payment arrangements remain compliant with RBI guidelines, FEMA (for forex / cross-border), KYC norms, and PCI-DSS where applicable.
Maintain complete and current documentation of every agreement, commercial term, amendment, and renewal.
Coordinate with Finance and internal audit to ensure all negotiated commercials are correctly applied, billed, and reconciled.

Key Performance Indicators

Blended Payment Cost: Reduce blended MDR plus gateway / POS processing cost as a percentage of payment throughput against a defined baseline, reviewed monthly.
Corporate Card Yield: Maximize total card value realized — cashback, rewards, and free-credit float — as a percentage of corporate card spend.
Commercial Benchmarking: Maintain 100% of banking, card, and payment commercials at or better than the prevailing market benchmark, validated through quarterly benchmarking reviews.
Relationship Health: Maintain active, healthy relationships with all partner banks and resolve service escalations within agreed SLAs, with no unresolved relationship breakdowns.
Forex & Remittance Cost: Reduce the average forex spread and remittance cost on Eagle Crest cross-border DMC payments against baseline.
Working-Capital & Facility Terms: Secure best-available interest rates, limits, and terms on credit lines and working-capital facilities, and improve float days.
New / Renegotiated Deals: Deliver a target number of new partner onboardings and volume-based renegotiations each year that improve commercials.
Compliance & Documentation: Maintain 100% compliant and fully documented banking arrangements with zero regulatory or documentation lapses.

Required QualificationsEducation

Bachelor's degree in Commerce, Finance, or Business Administration.
MBA in Finance or equivalent post-graduate qualification preferred.

Mandatory Banking Background

8+ years of experience in banking, payments, or cards, with a strong, demonstrable track record in commercial negotiation and relationship management.
Direct experience within a bank, payment gateway, card network, or fintech — for example in corporate / transaction banking, merchant acquiring, cards, or relationship management — is mandatory.
Proven experience negotiating MDR, corporate card programs, payment gateway / POS commercials, forex spreads, and credit facilities.

Domain Knowledge

Deep understanding of how banks and payment providers price cards, MDR / interchange, transaction banking, forex, and credit — i.e. knowing where the real negotiating room sits.
Strong working knowledge of the payments ecosystem: issuers, acquirers, networks (Visa / Mastercard / RuPay / UPI), aggregators, and settlement mechanics.
Familiarity with RBI guidelines, FEMA (cross-border / forex), and PCI-DSS principles relevant to payments.

Technical Skills

Advanced Microsoft Excel and commercial modeling — able to build clear cost-benefit and like-for-like commercial comparisons.
Comfort with corporate / net-banking portals, card-management platforms, and payment-gateway / POS dashboards.

Preferred Qualifications

Exposure to the travel, e-commerce, or other high-volume transaction industries.
An existing network of relationships with major banks and payment providers in India.
Experience with cross-border / multi-currency payments, directly relevant to DMC operations.
Experience with corporate card and expense / spend-management platforms.
Prior experience working with internal audit and implementing commercial controls and documentation frameworks.

Skills & CompetenciesCore Strengths

Commercial negotiation — the central skill of the role; able to consistently extract best-in-market terms.
Relationship management — builds trust and healthy, durable relationships across multiple banking partners.
Commercial acumen — quantifies the rupee impact of every term and prioritizes accordingly.
Market benchmarking and analytical thinking — keeps a live, evidence-based view of what 'best' looks like.

Professional Skills

Clear communication to present commercial proposals and savings to senior management.
High integrity and confidentiality in handling sensitive commercial and banking information.
Organized documentation discipline across agreements, renewals, and compliance.
Proactive ownership — brings opportunities forward rather than waiting to be asked.

Pay: ₹1,000,000.00 - ₹1,200,000.00 per month

Work Location: In person

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