tamil nadu housing finance Jobs – 24 Open Jobs Today

Credit Manager - Tirunelveli
Aditya Birla Group —Tamil Nadu
- Finance
- Master's degree
- Analysis skills
Credit manager | Informal - Vellore
Aditya Birla Group —Tamil Nadu
- Finance
- Master's degree
- Analysis skills
Location Manager - Retail Secured - Tuticorin
Aditya Birla Group —Tamil Nadu
- ₹5,00,000 a year
- Finance
- Master's degree
- Bachelor's degree
Location Manager - Retail secured - Tirunelveli
Aditya Birla Group —Tamil Nadu
- ₹5,00,000 a year
- Finance
- Master's degree
- Bachelor's degree
Branch Manager - Salem
AHAM Housing Finance —Salem, Tamil Nadu
- ₹6,00,000 - ₹9,00,000 a year
- Full-time
- Master's degree
- Bachelor's degree
Quick apply
CM | Retail | Chennai
Aditya Birla Group —Tamil Nadu
- Finance
- Master's degree
- Analysis skills
Hotel Accounts & Finance Manager
VGP Housing Pvt. Ltd. —Saidapet, Chennai, Tamil Nadu
- From ₹45,000 a month
- Full-time
- Accounting
- In-person
- Leadership
Quick apply
Relationship Manager
Niwas housing finance —Coimbatore, Tamil Nadu
- ₹20,000 - ₹30,000 a month
- Full-time
- Business development
- In-person
- Banking
- Health insurance
- Cell phone reimbursement
Quick apply
15h
Relationship Manager - Vellore
AHAM Housing Finance —Arani, Tamil Nadu
- ₹2,80,000 - ₹3,20,000 a year
- Full-time
- Bachelor's degree
- Communication skills
- Retail sales
Quick apply
Relationship Officer
AHAM Housing Finance —Thanjavur, Tamil Nadu
- ₹15,000 - ₹28,000 a month
- Full-time
- Customer service
- Business development
- Analysis skills
- Paid time off
- Flexible schedule
Quick apply
Account Manager(Chartered Accountant)
Whitefield Careers Private Limited —Chennai, Tamil Nadu
- ₹50,000 - ₹1,20,000 a month
- Full-time
- Microsoft Excel
- ERP systems
- English
- Flexible schedule
Quick apply
SSM | Madurai | Informal |
Aditya Birla Group —Tamil Nadu
- Sales
- Bachelor's degree
- Banking
Manager - Accounts and Finance
Sree Subhiksha Housing and Enterprises Pvt Ltd —Chennai, Tamil Nadu
- Master's degree
- Bachelor's degree
- Accounting
Quick apply
SSM DSA - CHN - Prime
Aditya Birla Group —Tamil Nadu
- Sales
- Bachelor's degree
- Banking
Relationship Manager - Chengalpet
AHAM Housing Finance —Guduvancheri, Tamil Nadu
- ₹2,80,000 - ₹3,20,000 a year
- Full-time
- Bachelor's degree
- Communication skills
- Retail sales
Quick apply
Relationship Manager - Erode
AHAM Housing Finance —Gopichettipalaiyam, Tamil Nadu
- ₹2,80,000 - ₹3,20,000 a year
- Full-time
- Bachelor's degree
- Communication skills
- Retail sales
Quick apply
Account Executive
Navarathna Housing Finance Limited —Chennai, Tamil Nadu
- ₹15,000 - ₹25,000 a month
- Microsoft Excel
- Finance
- Bachelor's degree
Quick apply
Relationship Manager - Madurai
AHAM Housing Finance —Melur, Tamil Nadu
- ₹2,80,000 - ₹3,20,000 a year
- Full-time
- Bachelor's degree
- Communication skills
- Retail sales
Quick apply
Customer Service - Digital Sales - Housing - Product - Chennai - Centennial Square - CRE
TATA Capital —Chennai, Tamil Nadu
- Full-time
- Master's degree
- Bachelor's degree
- Communication skills
Senior Sales Executive / Assistant Manager Sales
Greenfield Housing India Private Limited —Coimbatore, Tamil Nadu
- ₹25,000 - ₹30,000 a month
- Full-time
- Sales
- Customer service
- Administrative experience
Quick apply
4d

I want to receive the latest job alerts for housing finance in tamil nadu

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

housing finance jobs near tamil nadu

Account Executive jobs in Chennai, Tamil Nadu

Senior Sales Executive jobs in Coimbatore, Tamil Nadu

Relationship Manager jobs in Coimbatore, Tamil Nadu

Account Manager jobs in Chennai, Tamil Nadu

Credit Manager jobs in Tamil Nadu

Customer Service Representative jobs in Chennai, Tamil Nadu

Retail Sales Associate jobs in Tamil Nadu

Account Executive jobs in Greater Noida, Uttar Pradesh

Account Executive jobs in Remote

Fixed Saturday Sunday Off, Account jobs in Mumbai, Maharashtra

Hr Executive 1 Year Experience jobs in Delhi, Delhi

Account Executive jobs in Palwal, Haryana

Executive Assistant jobs in Chennai, Tamil Nadu

Account Executive jobs in Mota Varachha, Surat, Gujarat

Hotel Sales Job jobs in Goa

Senior jobs in Kanpur, Uttar Pradesh

Senior Sales Executive jobs in Bhubaneswar, Orissa

Senior Sales Executive jobs in Hyderabad, Telangana

Senior Sales Executive jobs in Remote

Holy Child Senior Secondary School, New Delhi jobs in Rajouri Garden, Delhi, Delhi

Credit Manager - Tirunelveli

Aditya Birla Group -
Tamil Nadu

Apply Now

Job details

Freelance

Qualifications

Finance
Master's degree
Analysis skills
Presentation skills
MBA

Full job description

Designation:

Location: India Tamil Nadu Salem

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations

Job Context & Major Challenges

Job Context:Job Challenges:
Organizational Context
Key Aspects:
ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at ~37% as on December 2015
The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer
Job Context
Key Aspects:
The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health
While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution
The Credit Manager plays the role of executing risk and credit operations in line with established guidelines and norms, and securing the organization against diverse risks in local business operations via process measures and checks. This role is responsible for ensuring robust and efficient creditworthiness and risk assessment. He/ She is the “ears on the ground” member of the Risk Team who meets every customer as part of the underwriting process and also visits the property which is being funded. Therefore, he/she needs to have an understanding of the Legal and Valuation framework to be able to perform their role satisfactorily
Key Challenges
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and implementing control mechanisms, and evaluating business proposals
ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability
The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives

Enabling Skill Sets & Qualifications
Critical skill sets required to meet these challenges include business and commercial acumen, analytical skills, interpersonal and presentation skills, and execution capabilities
Education & experience required to fulfil this profile are a CA/ MBA – Finance with minimum 0 – 3 yrs of experience in a bank/ NBFC/ HFC

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Underwriting and Portfolio Quality Management

Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required

KRA2

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required

KRA3

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined ‘Maker – Checker’ mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.

KRA4

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance

KRA5

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Apply Now

Refine Your Search

housing finance jobs in tamil nadu

Credit Manager - Tirunelveli

Credit manager | Informal - Vellore

Location Manager - Retail Secured - Tuticorin

Location Manager - Retail secured - Tirunelveli

Branch Manager - Salem

CM | Retail | Chennai

Hotel Accounts & Finance Manager

Relationship Manager

Relationship Manager - Vellore

Relationship Officer

Account Manager(Chartered Accountant)

SSM | Madurai | Informal |

Manager - Accounts and Finance

SSM DSA - CHN - Prime

Relationship Manager - Chengalpet

Relationship Manager - Erode

Account Executive

Relationship Manager - Madurai

Customer Service - Digital Sales - Housing - Product - Chennai - Centennial Square - CRE

Senior Sales Executive / Assistant Manager Sales

I want to receive the latest job alerts for housing finance in tamil nadu

Explore jobs in more locations

Job Description:

Job Purpose

Job Context & Major Challenges

Key Result Areas

Jobseeker tools

Employer Tools

Browse

Stay Connected