Maharashtra Branch head Jobs – 113 Open Jobs Today

Vice President, Team Lead, Credit Approval, Consumer Banking
DBS Bank —Mumbai, Maharashtra
- Full-time
- Leadership
7d
Branch Manager
Hindusthan Microfinance —Andheri East, Mumbai, Maharashtra
Sr. Finance Executive - FET
Unilever —Mumbai, Maharashtra
- Full-time
- Project management
1h
Business Clients Credit Advisor, AVP
Deutsche Bank —Mumbai, Maharashtra
- Full-time
- Training & development
- Banking
- Health insurance
TM- Su[pport -DDM-Mumbai
Aditya Birla Group —Maharashtra
Zonal Manager
Hindusthan Microfinance —Andheri East, Mumbai, Maharashtra
Accounts Assistant
approach —Ghatkopar, Mumbai, Maharashtra
- ₹30,000 - ₹35,000 a month
- Full-time
- Sales
- Customer service
- Bachelor's degree
Quick apply
4d
Account Manager Semi Qualified CA
AV International —Thane, Maharashtra
- ₹34,000 - ₹45,000 a month
- Full-time
- Microsoft Excel
- Accounting
- In-person
Quick apply
Sales Manager
iServefinancial —Nagpur, Maharashtra
- ₹2,40,000 - ₹3,50,000 a year
HDFC BB CM Nagpur
Aditya Birla Group —Maharashtra
Accounts Manager-Preschool
Little Big World —Pune, Maharashtra
- ₹20,000 - ₹45,000 a month
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Quick apply
2d
Private Banking Advisor, AS
Deutsche Bank —Mumbai, Maharashtra
- Full-time
- English
- Communication skills
- Health insurance
Client Ownership Associate
Boi Axa —Mumbai, Maharashtra
- Bachelor's degree
- Data entry
- Communication skills
Accounts Coordinator
NON PROFIT ORGANIZATIONS —Andheri, Mumbai, Maharashtra
- ₹50,000 - ₹75,000 a month
- Full-time
- GAAP
- Accounting
- Tax experience
- Health insurance
- Cell phone reimbursement
Quick apply
11d

More jobs to discover

Find similar jobs that you might be interested in.

Associate Sales Manager - UCB
AxisMaxlife —Maharashtra
Increasing bank’s customer awareness about Life Insurance solutions and achieve the targeted penetration on cross sell within the branch’s customer base.
Branch Manager
Varthana —Nagpur, Maharashtra
Delinquency Management: Ensuring zero delinquencies for the branch by timely and effective collections. Profitability Management: Maintaining & optimizing…

I want to receive the latest job alerts for branch head in maharashtra

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

branch head jobs near maharashtra

Account Manager jobs in Pune, Maharashtra

Banking Advisor jobs in Mumbai, Maharashtra

Client Associate jobs in Mumbai, Maharashtra

Vice President jobs in Mumbai, Maharashtra

Sales Manager jobs in Nagpur, Maharashtra

Account Manager jobs in Thane, Maharashtra

Account Manager jobs in Vyttila, Kochi, Kerala

Account jobs in Muvattupuzha, Kerala

Account Manager jobs in Uttarakhand

Manager jobs in Nagercoil, Tamil Nadu

Account Assistant jobs in Patia, Bhubaneswar, Orissa

Account Manager jobs in Okhla, Delhi, Delhi

Account Manager jobs in Powai, Mumbai, Maharashtra

Accounts jobs in Kalpetta, Kerala

Accounts Assistant jobs in Vasai, Maharashtra

Accounts Assistant jobs in Dadri, Uttar Pradesh

Accounts Assistant jobs in Bharuch, Gujarat

Work From Home Accounts jobs in Panchkula, Haryana

Accounts Assistant jobs in Bhilai, Chhattisgarh

Work From Home Accounts Executive jobs in Mumbai, Maharashtra

Vice President, Team Lead, Credit Approval, Consumer Banking

DBS Bank -
Mumbai, Maharashtra

Apply Now

Job details

Full-time
7 days ago

Qualifications

Quality assurance
Leadership

Full job description

Roles, Responsibilities, Requirements

As a Zonal Head Mortgage Policy and Underwriting, you will be instrumental in shaping and executing the credit strategy for the portfolio. Your responsibilities will encompass policy development, portfolio management, operational efficiency (process and automation), compliance, and team leadership.

1. Credit Policy & Portfolio Management:

Policy Enhancement: Propose and implement improvements to credit policies and procedures, ensuring comprehensive documentation, communication, and adherence to mitigate risks and deliver high-quality customer service.
Portfolio Analysis: Conduct in-depth analysis of the existing LAP portfolio to identify trends, assess risk, and recommend strategic changes that contribute to business growth and development. Achieve agreed NCL/Delinquency targets.
Quality Assurance: Oversee the implementation of credit policies to maintain a high-quality retail portfolio, consistently meeting target Turnaround Times (TATs).
Risk Mitigation: Ensure sensible credit norms are applied, leading to a high-quality and resilient portfolio
Scorecard and BRE: Sound understanding of scorecard development, business rule engine and automation is prerequisite

2. Operational Excellence & Compliance:

Process Optimization: Leverage automation and digitalization tools to enhance credit process efficiency and productivity.
Regulatory Adherence: Ensure successful adoption and strict adherence to internal compliance guidelines and regulatory frameworks across all business operations.
Audit Coordination: Act as a primary liaison with internal and regulatory audit teams, addressing their requirements and concerns effectively.
Vendor Management: Monitor and maintain vendor quality and TATs as per established targets.

3. Credit Assessment & Decision Making:

Assessment & Approval: Lead the credit assessment process for medium to large ticket Loan Against Property proposals, ensuring compliance with regulatory guidelines and internal policies.
Delegation & Escalation: Exercise discretionary authority for credit proposal approvals and escalate proposals requiring higher authorization to the appropriate committees, adhering strictly to the bank's credit policy.
Strategic Credit Function: Establish and manage the national credit function based on the principle of decentralized assessment and centralized decision-making.
Viability Assessment: Assess the viability of credit lending proposals from both credit and risk perspectives, utilizing institutionalized processes and dynamic market information across multiple branch locations.
Decision Flow: Guide proposals from initial assessment to approval or rejection, ensuring efficient TATs for validation.

4. Collaboration & Stakeholder Engagement:

Collections Partnership: Collaborate with the Collections team to reduce net credit loss and delinquency metrics. This involves identifying trends in delinquent customers and communicating insights for corrective actions, including new sourcing strategies.
Inter-departmental Coordination: Coordinate effectively with other support functions to ensure operational effectiveness and seamless business flow.
Reporting: Monitor and share Management Information Systems (MIS) reports with the Function Head and local credit/business teams to facilitate better business understanding and decision-making.

5. Team Leadership & Development:

Organizational Structure: Maintain an optimal departmental organizational structure to achieve all goals and objectives, including developing a robust succession plan.
Talent Management: Recruit, manage, train, upskill, motivate, and retain a high-performing credit team.
Performance Measurement: Define and track department performance using appropriate metrics.
Ongoing Training: Provide continuous training and development opportunities for the credit team.
Customer-Centric Culture: Champion a "customer first" culture, driving the team to uphold high servicing norms to ensure absolute customer delight.
Team Synergy: Foster synergy and collaboration among team members.
Career Development: Guide and train team members ("Pod members") to progress in their career paths.

Managerial & Leadership Responsibilities

Performance Monitoring: Monitor key parameters such as productivity, hiring quality, and attrition rates, implementing necessary improvements proactively.
Talent Acquisition: Attract and retain top-tier talent for critical roles within the reporting structure.
Cross-Functional Collaboration: Drive cooperation with credit, operations, and business teams to ensure the smooth and efficient functioning of the business.
Industry and Regulatory knowledge: Sound knowledge of the Indian market especially Mortgages (both Home Loan and Loan Against property) in terms of risks associated with this product. Good understanding of RBI Regulations/Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations.

Location:

Mumbai

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time

Apply Now

Refine Your Search

branch head jobs in maharashtra

Vice President, Team Lead, Credit Approval, Consumer Banking

Branch Manager

Sr. Finance Executive - FET

Business Clients Credit Advisor, AVP

TM- Su[pport -DDM-Mumbai

Zonal Manager

Accounts Assistant

Account Manager Semi Qualified CA

Sales Manager

HDFC BB CM Nagpur

Accounts Manager-Preschool

Private Banking Advisor, AS

Client Ownership Associate

Accounts Coordinator

More jobs to discover

I want to receive the latest job alerts for branch head in maharashtra

Related Searches

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected