Kerala Category manager Jobs – 128 Open Jobs Today

Branch Head
NATURALS —Kanjirapalli, Kerala
- ₹14,150.87 - ₹52,399.47 a month
- Full-time
- Finance
- Master's degree
- Bachelor's degree
- Cell phone reimbursement
- Flexible schedule
Quick apply
7h
Senior Program Manager – Entrepreneurship
Amrita University —Kollam, Kerala
- Master's degree
- Project management
- Bachelor's degree
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IELTS Sales Officer
Matglober —Calicut, Kerala
- Research
- Bachelor's degree
- Communication skills
Food & Beverage Executive
Krishnatheeram Ayur Holy Beach Resort —Varkkallai, Kerala
- Full-time

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Branch Head

NATURALS -
Kanjirapalli, Kerala

Quick apply

Job details

Full-time
₹14,150.87 - ₹52,399.47 a month
7 hours ago

Benefits

Cell phone reimbursement
Flexible schedule
Paid sick time

Qualifications

Underwriting
Finance
Master's degree
Bachelor's degree
BBA
Business Administration
MBA
Leadership
Banking

Full job description

The Branch Manager at a credit society (such as a cooperative or multi-state credit society) acts as the operational and business head for that specific branch. The role balances business growth, loan portfolio management, daily operations, and compliance.

Core Responsibilities

1. Business Development & Revenue Generation

* Deposit Mobilization: Drive branch targets for savings accounts, recurring deposits (RD), fixed deposits (FD), and daily deposit schemes.

* Loan Portfolio Growth: Expand the credit portfolio across products (e.g., gold loans, vehicle loans, agricultural credit, personal loans, or MSME loans).

* Customer Acquisition: Build community networks, handle local outreach, and acquire new members/borrowers.

2. Credit Oversight & Risk Management

* Loan Evaluation: Conduct primary due diligence, verify documentation, and assess borrower eligibility before recommending or approving loan files.

* NPA & Recovery Control: Monitor timely EMI repayments, track overdue accounts, and lead recovery efforts to keep Non-Performing Assets (NPAs) minimal.

* Portfolio Risk: Ensure overall asset quality across all lending categories.

3. Operational & Staff Management

* Daily Operations: Oversee vault management, cash handling, account opening, and transaction processing.

* Team Leadership: Manage and mentor branch staff, including field executives, deposit collectors, loan officers, and customer service staff.

* Customer Relations: Handle member inquiries, resolve escalations, and maintain service standards.

4. Audit & Regulatory Compliance

* Cooperative Guidelines: Ensure compliance with internal society policies, state cooperative laws, or Multi-State Cooperative Societies (MSCS) regulations.

* Audits & Inspection: Prepare branch records for internal and external audits, ensuring prompt resolution of any compliance observations.

Key Requirements & Qualifications

* Education: Bachelor’s degree in Commerce, Business Administration (BBA), Finance, or a related field (MBA/Post-Graduation is preferred for senior roles).

* Experience: Typically 3–8 years of relevant experience in NBFCs, microfinance institutions (MFIs), cooperative societies, or retail banking.

* Skills Needed:

* Local market knowledge and community relationship management.

* Sound understanding of retail loan underwriting and deposit products.

* Team leadership and sales drive.

* Basic understanding of financial software/CBS (Core Banking Solutions).

Pay: ₹14,150.87 - ₹52,399.47 per month

Benefits:

Cell phone reimbursement
Flexible schedule
Paid sick time

Work Location: In person

Quick apply

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