Bengaluru Karnataka Bank collection Jobs – 149 Open Jobs Today

DVP - Portfolio Risk
Credit Saison —Bengaluru, Karnataka
- Full-time
- Banking
Office Admin Trainee
LBT Electronics Private Limited —Koramangala, Bengaluru, Karnataka
- ₹15,000 - ₹20,000 a month
- Full-time
- English
- Administrative experience
- Computer skills
Quick apply
3d
Senior Executive - Finance
Zetwerk —Bengaluru, Karnataka
- Microsoft Excel
- Analysis skills
- Accounting
Accountant
RDS Digital —Mahalakshmipuram Layout, Bengaluru, Karnataka
- ₹20,000 - ₹22,000 a month
- Full-time
- Microsoft Excel
- Microsoft Office
- Finance
Quick apply
Marketing Technical Representative (MTR)
Thakral One —Bengaluru, Karnataka
- Diploma
Office Assistant (Administration & Operations)
A D Constructions —Kadugodi, Bengaluru, Karnataka
- ₹10,000 a month
- Full-time
- Microsoft Word
- Microsoft Excel
- English
Quick apply
Senior Associate
Yubi Markets —Bengaluru, Karnataka
- Full-time
- Finance
- Master's degree
- Bachelor's degree
Senior Accounts Manager
Esteem Ventures —Sadashivanagar, Bengaluru, Karnataka
- Leadership
Marketing Technical Representatives
Thakral One —Bengaluru, Karnataka
- Full-time
- Diploma
Quick apply
Senior Manager- Internal Audit
Credit Saison —Bengaluru, Karnataka
- Full-time
Business Development Manager
Macro Precision Components —Bengaluru, Karnataka
- Bachelor's degree

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DVP - Portfolio Risk

Credit Saison -
Bengaluru, Karnataka

Apply Now

Job details

Full-time

Qualifications

Risk analysis
Risk management
Banking

Full job description

About Credit Saison:

Established in 2019, CS India is one of the country’s fastest-growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.

Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.

Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.

More about us on https://www.creditsaison.in

Key Responsibilities

Assessing market risk and volatility risk, especially interest rate fluctuations, forex movements, and their potential impact on NBFC balance sheet and funding costs.

Monitoring liquidity risk and ensuring adequate buffers through scenario-based stress testing.

Conducting portfolio risk analysis, including delinquency trends, loss curves, and roll-rate monitoring, to identify underlying risk patterns.

Creating and managing dashboards and templates for portfolio review; monitoring portfolio performance against defined thresholds and benchmarks.

Defining and tracking Early Warning Signals (EWS) to take timely and preventive measures.

Benchmarking against industry and peers to ensure competitive positioning and risk resilience.

ECL budgeting and tracking actual performance against the budget.

Tracking macro indicators (GDP, inflation, monetary policy changes, etc.) and their impact on the company.

Performing loss projections based on recent performance updates.

Conducting stress testing and sensitivity analysis to assess resilience under adverse market and credit conditions.

Preparing risk reports for senior management and board/committees.

Carrying out ad-hoc risk analysis as required.

Liaising with business, treasury, finance, and collections teams to align on insights and communicate portfolio/market risk outcomes effectively.

Knowledge and Experience

Experience in market risk, volatility risk, and liquidity risk assessment in an NBFC or banking environment.

Prior experience in portfolio risk management of lending business, ideally with exposure to both retail and MSME portfolios.

8+ years of total experience, preferably with Indian NBFC experience.

Strong understanding of lending business risk metrics (PAR, DPD, AUM, vintage analysis, loss curves, roll rates).

Exposure to a wide range of products – retail loans, MSME loans, secured/unsecured, partnerships, structured finance products.

Experience in risk and financial reporting, MIS preparation, and stress testing.

Background in working with NBFCs, banks, or consulting firms serving financial institutions. or banking environment.

Apply Now

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