west bengal credit Jobs – 165 Open Jobs Today

ABHFL- Regional Credit Manager - Retail - Kolkata
Aditya Birla Group —West Bengal
Junior GST Executive
ABHISHEK SHANKAR AGARWAL & ASSOCIATES —Bidhannagar, Kolkata, West Bengal
- ₹25,000 - ₹40,000 a month
- GAAP
- Accounting
- In-person
- Flexible schedule
Quick apply
7h
Debt Resolution Officer
GGC INDUSTRIES PRIVATE LIMITED —Kolkata, West Bengal
- ₹15,000 - ₹25,000 a month
- Full-time
- Bachelor's degree
- In-person
Quick apply
4h
Accounts Executive
splendid industries —Sodepur, Kolkata, West Bengal
- ₹18,000 - ₹20,000 a month
- Full-time
- Microsoft Excel
- Accounting
- Data entry
Quick apply
5h
Accounts Manager
Top Heritage Private Ltd —Narendrapur, Kolkata, West Bengal
- ₹15,349.08 - ₹18,000.00 a month
- Full-time
- Microsoft Excel
- Master's degree
- Analysis skills
Quick apply
10h
Management Trainee - Order to Cash (Credit)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Oracle
- ERP systems
- English
Quick apply
Team Member OTC
Tata Consultancy Services —Kolkata, West Bengal
- Full-time
- Finance
- Master's degree
- 12th Pass
Sr. Accounts Executive – Accounts Receivable (WFO, Kolkata)
Fusion CX —Salt Lake, Kolkata, West Bengal
- Microsoft Excel
- Microsoft Office
- Accounting
Senior Manager - Order to Cash (Credit)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Oracle
- ERP systems
- English
Quick apply
Area Collection Manager-Recovery (Kolkata)
PhonePe —Kolkata, West Bengal
- Full-time
- Master's degree
- Analysis skills
- Bachelor's degree
- Health insurance
11d
Customer Service Associate – Financial Collections (WFO, Kolkata)
Fusion CX —Salt Lake, Kolkata, West Bengal
- English
- 12th Pass
- Communication skills
Assistant Manager - Order to Cash (Credit)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Oracle
- ERP systems
- English
Quick apply
Manager - Order to Cash (Credit)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Oracle
- ERP systems
- English
Quick apply
Manager - Invoice To Cash (Generalist)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Microsoft Office
Quick apply
Account Executive
Tekfoods —Kolkata, West Bengal
- ₹25,000 - ₹35,000 a month
- Full-time
- Microsoft Excel
- Bachelor's degree
- Accounting
- Health insurance
Quick apply
11d
Officer, Customer Service Officer, Consumer Banking Group
DBS Bank —Kolkata, West Bengal
- Full-time
- Bachelor's degree
- Computer skills
- Communication skills
Executive - Accounts
Shree Venkatesh Films Pvt Ltd —Unknown, West Bengal
- Full-time
- Microsoft Excel
- Analysis skills
- Accounting
Quick apply
Sales Manager - Personal Loans - Direct - Kolkata - Srijan Tech Park - JM
TATA Capital —Kolkata, West Bengal
- Full-time
- Bachelor's degree
In-house Collection Associate
Rupymart Tech Private Limited —Taratala Road, Kolkata, West Bengal
- ₹12,000 - ₹15,000 a month
- Full-time
- English
- Microsoft Office
- Bachelor's degree
- Paid time off
- Cell phone reimbursement
Quick apply
7d
Relationship Manager-Supply Chain-Sales Digital-Kolkata - Srijan Tech Park-M1-M3
TATA Capital —West Bengal
- Full-time
- Master's degree
- Bachelor's degree

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ABHFL- Regional Credit Manager - Retail - Kolkata

Aditya Birla Group -
West Bengal

Apply Now

Job details

Qualifications

Underwriting

Full job description

Designation:

Location: India West Bengal Bangur BFL Estate, Kolkata

Organization: Financial Services

Job Description:

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

Implement and oversee execution of regional risk and credit operations in adherence with defined frameworks and principles across ABHFL business lines
Liaise with relevant stakeholders (Sales, Operations) and escalate appropriately for efficient coordination and decision making on specific proposals/ escalation cases
Communicate with and guide team members on specific cases/ exceptions, providing insights on technical aspects as well as state/ property specific considerations for effective risk assessment
Evaluate and approve proposals as per defined approval matrix and assist team members on specific approval cases as required.
Monitor the bounce rates and portfolio delinquency buckets as per threshold limits and report early defaulters
Ensure collection of Post disbursal documents within assigned time frame.

Process Efficiency

Drive process efficiency through the team across different risk operations, acting as a business enabler without compromising on risk management imperatives
Work as per and guide team members towards process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs
Intervene in escalation/ exception cases, liaising as required with stakeholders in Sales and Operations teams and escalating to Zonal Head – Risk if required
Effectively managing external vendors to ensure quality of reports & TAT
Efficiently track Cost and ensure they are within budgeted levels.

Risk Compliance & Control

Ensure compliance with established risk management principles and norms via periodic and need based reviews of relevant MIS, reports, escalation case documents, etc.
Ensure regional operations are aligned with defined ‘Maker – Checker’ mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.
Ensure minimal critical observations in Audit and also to ensure all observations are resolved within specified TAT’s.
To identify cases under early warning signals and analyse the same.

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Intervene as required on specific escalation cases for recovery and delinquency/ NPA avoidance; escalate to Zonal Head – Risk as required
Monitoring of delinquent portfolios. Liaison with key delinquent customers and support collections team for resolutions of all cases
Report fraud cases to Risk monitoring team and Zonal/National Risk Head. Cases

Business Growth and Sustainability

Work in partnership with Sales and Operations colleagues on case-based decision making, and drive the same partnership orientation down the line as well

Team & Internal Stakeholder Management

Guide and develop team members to facilitate better risk assessment, underwriting skills and internal stakeholder management via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and help them achieve superior performance standards & productivity levels
Nominate teams for relevant technical and behavioral trainings/ seminars and work on self-development initiatives
Maintain relationships with internal stakeholders for smooth cross-functional coordination and alignment towards achievement of function and business objectives

Team & Internal Stakeholder Management

Guide and develop team members to facilitate better risk assessment, underwriting skills and internal stakeholder management via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and help them achieve superior performance standards & productivity levels
Nominate teams for relevant technical and behavioral trainings/ seminars and work on self-development initiatives
Maintain relationships with internal stakeholders for smooth cross-functional coordination and alignment towards achievement of function and business objectives

Apply Now

Refine Your Search

credit jobs in west bengal

ABHFL- Regional Credit Manager - Retail - Kolkata

Junior GST Executive

Debt Resolution Officer

Accounts Executive

Accounts Manager

Management Trainee - Order to Cash (Credit)

Team Member OTC

Sr. Accounts Executive – Accounts Receivable (WFO, Kolkata)

Senior Manager - Order to Cash (Credit)

Area Collection Manager-Recovery (Kolkata)

Customer Service Associate – Financial Collections (WFO, Kolkata)

Assistant Manager - Order to Cash (Credit)

Manager - Order to Cash (Credit)

Manager - Invoice To Cash (Generalist)

Account Executive

Officer, Customer Service Officer, Consumer Banking Group

Executive - Accounts

Sales Manager - Personal Loans - Direct - Kolkata - Srijan Tech Park - JM

In-house Collection Associate

Relationship Manager-Supply Chain-Sales Digital-Kolkata - Srijan Tech Park-M1-M3

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