Branch Manager - GL - Himmatnagar
Aditya Birla Group —Gujarat
- Customer service
3d
Loan Processing Officer
Mayoori Furniture, Electronics And Home Appliances —Manacaud, Thiruvananthapuram, Kerala
- ₹20,000 - ₹35,000 a month
- Full-time
- Finance
- Financial services
- In-person
- Food provided
Quick apply
3d
Assistant Branch Sales Manager
KERALA NECESSITY CO-OPERATIVE PROCESSING AGRO SOCIETY LTD. —Thrissur, Kerala
- ₹15,000 - ₹22,000 a month
- Full-time
- Sales
- English
- Master's degree
- Health insurance
- Cell phone reimbursement
Quick apply
4d
Digital Products Delivery Lead - Everyday Banking
Emirates Islamic —India
- Full-time
- Remote
- Computer Science
- PMP
- Engineering
- Work from home
6d
Digital Products Delivery Lead - Everyday Banking
Emirates NBD —India
- Full-time
- Remote
- Computer Science
- PMP
- Engineering
- Work from home
6d
Senior Platform Owner – Payments
Emirates Islamic —India
- Full-time
- Remote
- Computer Science
- PMP
- Master's degree
- Work from home
6d
Senior Platform Owner – Payments
Emirates NBD —India
- Full-time
- Remote
- Computer Science
- PMP
- Master's degree
- Work from home
6d
Executive - Customer Engagement (Agency)
AxisMaxlife —Kangra, Himachal Pradesh
- English
- Bachelor's degree
- Communication skills
2d
Account Executive
Recircle —Hisar District, Haryana
- ₹25,000 - ₹30,000 a month
- Full-time
- Microsoft Excel
- Finance
- Master's degree
- Health insurance
- Paid time off
Quick apply
1d

I want to receive the latest job alerts for branch operation executive business banking ...

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

branch operation executive business banking ... jobs near

Branch Manager jobs in Gujarat

Senior Product Owner jobs in Noida, Uttar Pradesh

Senior Product Owner jobs in Bengaluru, Karnataka

Product Based Company Automation Testing jobs in Hyderabad, Telangana

Senior Product Owner jobs in Pune, Maharashtra

Senior Citizen, Part Time jobs in Ahmedabad, Gujarat

Java Product Based jobs in Hyderabad, Telangana

Branch Manager jobs in Aluva, Kerala

Finance Manager jobs in Chennai, Tamil Nadu

Manager jobs in Chennai, Tamil Nadu

Junior Project Manager jobs in Bengaluru, Karnataka

Branch Manager jobs in Perumbavoor, Kerala

Branch Manager jobs in Palladam, Tamil Nadu

Assistant Professor jobs in Uttar Pradesh

Assistant Sales Manager jobs in Patna, Bihar

Assistant Sales Manager jobs in Kerala

Assistant Professor, Jain College jobs in Bengaluru, Karnataka

Audit Assistant jobs in Hyderabad, Telangana

Manager Hotel jobs in Himachal Pradesh

Assistant Sales Manager jobs in Hyderabad, Telangana

Branch Manager - GL - Himmatnagar

Aditya Birla Group -
Gujarat

Apply Now

Job details

3 days ago

Qualifications

Customer service

Full job description

Designation:

Location: India Gujarat Shivam Orbit, Himmatnagar

Organization: Financial Services

Job Description:

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)

The Branch Manager – Gold Loans is responsible for driving branch-level business performance, ensuring compliance, delivering superior customer experience, and maintaining portfolio quality. The role leads the frontline team to achieve disbursement, new customer acquisition, yield, audit, collections, and risk KPIs while upholding operational governance.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

New Relationship
(Max 254 Characters)

Build strong relationships with local customers, partners, authorities, and community influencers to drive branch customer acquisition.

Managing Existing Relationship
(Max 254 Characters)

Lead and supervise branch staff including ABM, Gold Valuer, GLO, and CSE; ensure productivity and performance management

Structuring new Transactions
(Max 254 Characters)

Ensure accurate gold valuation, loan structuring within LTV norms, and proper documentation for all new and renewal transactions

Compliance of regulatory guidelines
(Max 254 Characters)

Ensure strict adherence to RBI norms, internal policies, risk processes, purity testing, and audit standards.

Portfolio monitoring

Monitor delinquencies, yield, tonnage, auction ratios, spurious/bentex cases, and branch growth metric

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section (Max 3975 Characters)

Organization Context

Aditya Birla Capital Limited ("NBFC") is registered with RBI as a Systematically Important Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Sep’25, ABCL has a pan-India presence with a lending book of approx. Rs. 139,500 Crores.

ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and Mid & Large Corporates through secured as well as unsecured loan products. The diverse range of lending products includes Retail Small Ticket Secured and Unsecured Loans, Unsecured Personal Loans, Unsecured Business Loans, Health & Education Loans, Digital B2B2C and B2B2B Small Ticket Loans, Small Business Secured Loans, Loans Against Property (LAP), Lease Rental Discounting (LRD), Construction Finance (to Real Estate Developers), SME Loans, Capital Markets Loans (Loan Against Shares), Supply Chain Finance, Mid and Large Corporate Loans, and Infrastructure Finance loans. ABCL also has a Wealth Management division.

ABCL is rated “AAA” by India Ratings, ICRA and CARE (reaffirmed in 2020). ABCL secured the ABG Business Excellence Award in 2017 (Silver), and 2015 (Bronze), and multiple other Awards on forums like CII.

Business Context

Gold Loans is a key secured lending product with high volume, fast turnaround expectations and requires strict discipline in risk, valuation, purity testing, and customer trust management.

Job Context:

The Branch Manager executes gold loan business at the branch level, ensuring revenue, portfolio quality, and operational governance. The role balances growth, yield optimization, and compliance while managing a small but high?impact team and ensuring branch-level risk controls

Key Challenges:

Achieving aggressive customer acquisition, disbursement and tonnage growth in competitive local markets.
Maintaining strict LTV adherence, gold purity compliance, and accurate valuation amid gold price fluctuations.
Ensuring timely closure of spurious/bentex cases and minimizing auction-to-book ratio.
Driving collection resolutions for 0–30 DPD while preventing slippages.
Ensuring branch audit scores >90% with zero tolerance deviations.
Delivering consistent customer experience in high-sensitivity product category (emotional asset).
Motivating and developing frontline staff for continuous sales and service productivity

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For most jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Business Growth & Acquisition

Achieve targets for new CUID creation.
Drive new customer disbursements as per percentile role benchmarks.
Ensure net growth and tonnage growth in line with branch plan.

Yield & Profitability Management

Achieve onboarding yield benchmarks
Drive optimal ticket size, renewal mix, and repeat customer engagement.
Ensure cost-efficient branch operations.

Portfolio Quality & Risk Management

Maintain auction-to-book ratio
Ensure strict adherence to LTV, documentation quality, and purity testing protocols.
Resolve spurious and bentex cases within defined timelines

Collections & Delinquency Management

Deliver resolution for 0–30 DPD bucket.
Monitor overdue accounts and perform timely follow-up.
Support recovery actions as per internal guidelines.

Compliance, Audit & Governance

Achieve audit score as defined, ensure closure of audit findings.
Maintain zero-tolerance on operational deviations and regulatory breaches.
Ensure accuracy in process, record keeping, and vault management.

Customer Service & Branch Experience

Ensure high service quality, fast turnaround time, and seamless grievance resolution.
Maintain branch hygiene, safety, and security standards.

People Leadership & Productivity

Lead ABM, Gold Valuer, GLO, and CSE for daily performance.
Conduct coaching, on-the-job training, and reviews.
Ensure manpower productivity as per branch benchmarks

5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

Assistant Branch Manager: Support branch business operations, supervise frontline staff, and drive daily productivity.
Manager – Gold Valuation: Ensure accurate valuation, purity checks, risk adherence, and secure handling of gold assets.
Gold Loan Officer: Acquire customers, drive disbursement, manage renewals, and maintain documentation accuracy.
Customer Service Executive: Deliver superior customer experience, manage service transactions, and support branch operations.

6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with to deliver the job objectives

Relationship Type (Max 80 Characters)

Frequency

Nature (Max 1325 Characters)

Internal

Regional / Cluster Heads

Daily

Business planning, target reviews, risk, productivity, and governance discussions.

IT Team

Weekly / Need-based

System issues, process enhancements, user support.

Marketing Team

Weekly / Fortnightly

Local campaigns, lead generation, customer engagement programs.

Risk, Policy, Audit, Compliance, HR

Weekly / Need-based

Escalations, deviations, training needs, audit observations, hiring support.

External

Customers

Need-based

Product queries, service support, relationship building, grievance resolution.

Vendors / Security Partners

Need-based

Vault security, system maintenance, operational support.

Local Influencers / Community Stakeholders

Need-based

Acquisitions, outreach, local awareness building.

Apply Now

Refine Your Search

branch operation executive business banking ... jobs

Branch Manager - GL - Himmatnagar

Loan Processing Officer

Assistant Branch Sales Manager

Digital Products Delivery Lead - Everyday Banking

Digital Products Delivery Lead - Everyday Banking

Senior Platform Owner – Payments

Senior Platform Owner – Payments

Executive - Customer Engagement (Agency)

Account Executive

I want to receive the latest job alerts for branch operation executive business banking ...

Explore jobs in more locations

Job Description:

1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section (Max 3975 Characters)

4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For most jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated

5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report)

6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with to deliver the job objectives

Relationship Type (Max 80 Characters)

Frequency

Nature (Max 1325 Characters)

Jobseeker tools

Employer Tools

Browse

Stay Connected