Mumbai Maharashtra Credit control Jobs – 350 Open Jobs Today

Credit Manager (Personal Loan, Payday Loan)
Censeo Capital Private Limited —Mumbai, Maharashtra
- ₹4,00,000 - ₹12,00,000 a year
- Full-time
- Analysis skills
- APIs
- In-person
Quick apply
Credit Analyst
MODIFI GmbH —Mumbai, Maharashtra
- Full-time
- Hybrid work
- English
- Finance
- Bachelor's degree
Quick apply
Officer - Business Control Specialist - Global Payments Operations
Bank of America —Mumbai, Maharashtra
- Full-time
- English
- Project management
- Bachelor's degree
Senior Credit Controller
Boyen Haddin Consulting & Technology Pvt Ltd —Mumbai District, Maharashtra
- ₹35,000 - ₹40,000 a month
- Urgently hiring
- Master's degree
- Bachelor's degree
- Accounting
Quick apply
13d
Asset & Wealth Management, Private Credit Investing, Associate, Mumbai
Goldman Sachs —Mumbai, Maharashtra
- Finance
- Master's degree
- Bachelor's degree
- Health insurance
Credit Control Executive
Tempcon Express Pvt Ltd —Mumbai, Maharashtra
- ₹15,000 - ₹30,000 a month
- Full-time
- Microsoft Office
- Finance
- Bachelor's degree
- Health insurance
Quick apply
1d
Assistant Vice President, Credit Risk Manager, Risk Management Group
DBS Bank —Mumbai, Maharashtra
- Full-time
- Master's degree
- Analysis skills
- Presentation skills
Credit Control
Aurum Trans Solutions —Mumbai, Maharashtra
- Bachelor's degree
Credit & Collections Manager
adsun offshore diving contractors pvt ltd —Powai, Mumbai, Maharashtra
- ₹50,000 - ₹75,000 a month
- Full-time
- Microsoft Excel
- English
- Master's degree
Quick apply
12d
Commercial and Investment Bank Credit Risk Control Management - Associate
JPMorganChase —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
11d
Credit Risk Management and Analytics Senior Associate
JPMorganChase —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Health insurance
6d
Global Claims Finance Executive
Maersk —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Microsoft Office
- Finance
RSK-Credit Risk
Nomura —Mumbai, Maharashtra
- Data analysis skills
- Finance
- Master's degree
Credit Monitoring Division Audit
Long Shot Assignment —Mumbai, Maharashtra
- ₹30,000 - ₹35,000 a month
- Microsoft Excel
- Microsoft Office
- Analysis skills
Quick apply
IN_Specialist 3_Concurrent audit_FS - Internal audit services_Advisory_Mumbai
PwC —Shivaji Park, Mumbai, Maharashtra
- Full-time
- Bachelor's degree
- GAAP
- Travel
Director, Credit & Control
TD Synnex —Mumbai, Maharashtra
- Full-time
- English
- Master's degree
- Bachelor's degree
Credit Manager-CSFD-Credit Appraisal-Digital-Mumbai-Lower Parel-JM
TATA Capital —Mumbai, Maharashtra
- Full-time
- Master's degree
- MBA
Senior Associate, Specialist, Credit Approval, Risk Management Group
DBS Bank —Mumbai, Maharashtra
- Full-time
- Master's degree
- Analysis skills
- Presentation skills
Corporate Credit Underwriting – Leveraged Finance – Officer
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Senior Accounts Executive
powermax fitness —Mumbai, Maharashtra
- ₹25,000 - ₹60,000 a month
- Full-time
- Microsoft Excel
- Master's degree
- Bachelor's degree
Quick apply

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Credit Manager (Personal Loan, Payday Loan)

Censeo Capital Private Limited
Mumbai, Maharashtra

Quick apply

Job details

Permanent | Full-time
₹4,00,000 - ₹12,00,000 a year

Qualifications

Underwriting
Regulatory reporting
Analysis skills
APIs
Fraud prevention and detection
LMS

Full job description

Role Overview

3–5 years of experience in digital lending in Payday, preferably in FinTech or NBFC

Censeo Capital is a newly incorporated NBFC entering the digital lending space. We are looking for a dynamic and experienced professional to lead our credit, operations, and strategic functions of PAYDAY Loan. The ideal candidate must have strong expertise in digital lending processes, credit underwriting, operational workflow setup, and hands‑on experience with BRE (Business Rule Engine) system formation.

This role combines operational leadership with credit oversight and will play a critical role in establishing our lending systems, policies, and scalable processes.

Key Responsibility Areas (KRAs)1. Strategic Leadership & NBFC Setup

Lead end‑to‑end operational setup of the newly incorporated NBFC in alignment with regulatory expectations.
Assist management in formulating the company’s lending strategy, annual operational plan, and business roadmap.
Establish SOPs, internal controls, and governance standards for all operational activities.
Coordinate with auditors, consultants, compliance teams, and technology partners for smooth NBFC operations.

2. Credit Policy & Underwriting Management

Develop and implement credit policies, frameworks, and risk matrices for digital lending products.
Own and monitor the end‑to‑end underwriting process, ensuring high‑quality credit decisions.
Analyse borrower profiles using bureau data, financials, digital footprints, bank statements, and alt‑data sources.
Manage and optimize portfolio quality through continuous monitoring of risk indicators (DPD, bounce rate, NPA, etc.).
Collaborate with data science and product teams to define rules for automated underwriting.

3. Business Rule Engine (BRE) System Formation

Lead the requirements gathering, design, and development of the BRE for digital loan products.
Translate credit policies into system‑driven rules, scorecards, and automated decision workflows.
Ensure seamless integration of BRE with LOS, LMS, KYC, and external data APIs.
Conduct regular testing, calibration, and refinement of the BRE to improve decision accuracy and turnaround time.

4. Digital Lending Operations

Establish and manage end‑to‑end digital lending operations, including onboarding, KYC, disbursement, collections, and customer servicing.
Ensure operational efficiency through automation, workflow standardization, and system optimization.
Coordinate with FinTech partners, APIs, technology vendors, and service providers.
Build and manage dashboards for operational performance, TAT, disbursal efficiency, and customer experience metrics.

5. Compliance, Regulatory & Audit Support

Ensure all operational and credit processes meet RBI guidelines applicable to NBFCs.
Maintain robust documentation, record‑keeping, and audit trails for all business activities.
Support internal and external audits, inspections, and regulatory reporting requirements.
Oversee KYC/AML compliance and fraud‑risk management.

6. Team Building & Leadership

Recruit, train, and lead operations and credit teams as the business scales.
Promote a high‑performance culture with strong accountability, discipline, and continuous improvement.
Provide functional leadership across credit, operations, and customer support teams.

7. Vendor, Partner & Stakeholder Management

Manage relationships with technology partners, lending partners, credit bureaus, and other ecosystem players.
Negotiate SLAs, review performance metrics, and monitor service standards.
Coordinate with senior management and investors on business updates and portfolio performance.

8. Reporting & Analytics

Prepare MIS reports for Board, Management, and regulatory bodies.
Track and monitor KPIs: disbursements, unit economics, portfolio performance, collections, TAT, operational efficiency, etc.
Use data to drive decision-making and strategic improvements.

Required Qualifications & Skills

Have Experience in Payday Loan
3–5 years of experience in digital lending, preferably in FinTech or NBFC.
Deep knowledge of credit underwriting, loan lifecycle, and digital lending systems.
Strong understanding of BRE design and implementation.
Hands‑on experience with LOS, LMS, KYC systems, API‑based digital workflows.
Strong analytical, leadership, and problem-solving skills.
Ability to work in a startup environment with ownership and agility.

Why Join Us

Opportunity to build an NBFC from ground up.
High ownership role with strategic importance.
Fast‑growing digital lending environment.
Direct exposure to founders and leadership team.

Pay: ₹400,000.00 - ₹1,200,000.00 per year

Experience:

Personal Loan: 3 years (Required)
Payday loan: 3 years (Required)

Location:

Mumbai, Maharashtra (Required)

Work Location: In person

Quick apply

Refine Your Search

credit control jobs in mumbai maharashtra

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Senior Credit Controller

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Credit Manager-CSFD-Credit Appraisal-Digital-Mumbai-Lower Parel-JM

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