India Lending officer Jobs – 262 Open Jobs Today

Auto Commercial Solutions - Lead Credit Officer
JPMorganChase —Bengaluru, Karnataka
- Full-time
- Finance
- Master's degree
- Bachelor's degree
Risk Policy Officer - Vice President
Citi —Haryana
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Customer service
Principal Solution Architect (Payments & Banking)
iServeU —Chennai, Tamil Nadu
- Up to ₹18,00,000 a year
- Full-time
- APIs
- Communication skills
- Banking
Lending Relationship Manager
Paytm One97 Communications —Vadodara, Gujarat
- ₹21,000 - ₹31,000 a month
- Urgently hiring
- Customer service
- Business development
- Bachelor's degree
- Health insurance
- Life insurance
Quick apply
Sales Officer – Secured Business Loans
eGrove Systems Corporation —Tiruchirappalli, Tamil Nadu
- ₹3,20,000 - ₹3,80,000 a year
- Full-time
- Bachelor's degree
- Banking
Quick apply
Sales Manager - Direct -Belgum
Aditya Birla Group —Karnataka
- Sales
- Bachelor's degree
- Banking
BM - Gold Loan - Hyd
Aditya Birla Group —Telangana
- Management
- Customer service
- Master's degree
1d
Senior Manager – Finance & Capital Closure
Suma Shilp —Pune, Maharashtra
- ₹70,000 - ₹1,50,000 a month
- Full-time
- Finance
- Master's degree
- Analysis skills
- Cell phone reimbursement
- Flexible schedule
Quick apply
6d
Mortgage Loan Processor (Bilingual English & Bengali)
EMAPTA —Remote
- ₹60,000 - ₹70,000 a month
- Full-time
- Remote
- Bilingual
- English
- Communication skills
- Health insurance
- Work from home
Quick apply
2h
Customer Liaison Officer
Nexa Maruti suzuki —Nagpur, Maharashtra
- ₹10,000 - ₹15,000 a month
- Full-time
- Master's degree
- Financial services
- In-person
- Cell phone reimbursement
Quick apply
10d
QA Automation Lead
MIRA Labs —Hinjewadi, Pune, Maharashtra
- ₹12,00,000 - ₹20,00,000 a year
- Full-time
- APIs
- In-person
- SDLC
- Paid sick time
Quick apply
Credit Officer
Aditya Birla Group —Maharashtra
- Research
- Master's degree
- Analysis skills
8d
Business Advisory Analyst
Accenture —Chennai, Tamil Nadu
- Full-time
- Master's degree
- Analysis skills
- Bachelor's degree
Agri Cluster Head – Micro LAP
Dvara E-Registry —Rajasthan
- Full-time
- Bachelor's degree
- Communication skills
- Negotiation
9d
Static Data Management Manager, Officer
State Street —Bengaluru, Karnataka
- Full-time
- Microsoft Excel
- Microsoft Access
- Finance
- Health insurance
Markets Legal Negotiator - Officer
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Word
- Financial services
- Communication skills
Assistant Branch Manager
Shubhkiran Capital limited —Pazhayannur, Kerala
- ₹20,000 - ₹25,000 a month
- Full-time
- Bachelor's degree
- Financial services
- In-person
- Health insurance
Quick apply
Immediate Hiring | Banking Sales Officer | Business Loans | Across Tamilnadu
eGrove Systems Pvt. Ltd —Salem, Tamil Nadu
- ₹3,20,000 - ₹3,80,000 a year
- Full-time
- Sales
- Bachelor's degree
- Financial services
Quick apply
9d
Banking Operations Associate
Accenture —Chennai, Tamil Nadu
- Full-time
- Microsoft Office
- Communication skills
- Banking
Area Collection Manager - Manager - Lending Collections
Paytm —Lucknow, Uttar Pradesh
- Management
- Computer skills
- Leadership

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Auto Commercial Solutions - Lead Credit Officer

JPMorganChase -
Bengaluru, Karnataka

Apply Now

Job details

Full-time

Qualifications

Cash flow analysis
Finance
Master's degree
Bachelor's degree
Accounting
Business Administration
MBA
Chartered Financial Analyst
BA
Accounting
Communication skills
Dealership experience
Credit analysis

Full job description

JOB DESCRIPTION

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

The Commercial Solutions Risk team specializes in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 450 plus franchised retail automobile dealers. We are searching for an experienced Lead Credit Support Officer to manage portfolio of approximately $800 million to $1 billion in loan commitments. As a part of the team, you will be responsible for analyzing commercial loans to prospects/existing customers, collaborating with banking partners, and structuring transactions that are consistent with our company's policies and procedures. You are expected to take ownership of the credit process and possess the ability to multi-task, prioritize deal flow and meet delivery deadlines, while making decisions in the best interest of the customer and organization. You are expected to possess and apply a broad understanding of the business environment including the auto industry, current events, and economic cycles.

Job Responsibilities :

Utilizing excellent commercial credit skills to prepare written credit reviews which assesses credit opportunities, identifies key risks with appropriate structures to mitigate risks including covenants, terms, and conditions for approval
Determining capacity of operating entities to repay their financial obligations through analysis of company-prepared/audited financial statements and detailed cash flow analysis
Completing obligor and facility risk ratings with documented rationale for the final risk grades
Proactive, full ownership of your portfolio management responsibilities including annual reviews, loan modifications, covenant breaches inventory audits, overline management, and analyzing trends in key dealer metrics
Mentoring and training of analysts who support your portfolio management activities
Interacting with clients, virtually or in person, in conjunction with the Bankers
Leading/contributing to special projects related to credit topics and issues
Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems

Minimum Skills, Experience, and Qualifications:

Bachelor of Arts in Finance, Accounting, Economics, CA, ICWA, CFA or equivalent work experience if non-Finance related degree / Master of Business Administration
10 plus years commercial credit analysis / automotive captive experience, with significant knowledge of accounting, risk grading, cash flow analysis, financial statement analysis, franchise value analysis, loan structuring, and market
Hands-on experience analyzing commercial loans to franchised auto dealerships, or equivalent, including floor plan, real estate, and acquisition lending
Superior analytical, interpersonal, analysis, and problem-solving skills supported by excellent written and verbal communication including presenting to executive-level management
Demonstrated judgment and ability to act decisively
Expert knowledge of credit philosophy and policies, understanding of commercial loan documentation requirements, and related legal issues
Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Apply Now

Refine Your Search

lending officer jobs in india

Auto Commercial Solutions - Lead Credit Officer

Risk Policy Officer - Vice President

Principal Solution Architect (Payments & Banking)

Lending Relationship Manager

Sales Officer – Secured Business Loans

Sales Manager - Direct -Belgum

BM - Gold Loan - Hyd

Senior Manager – Finance & Capital Closure

Mortgage Loan Processor (Bilingual English & Bengali)

Customer Liaison Officer

QA Automation Lead

Credit Officer

Business Advisory Analyst

Agri Cluster Head – Micro LAP

Static Data Management Manager, Officer

Markets Legal Negotiator - Officer

Assistant Branch Manager

Immediate Hiring | Banking Sales Officer | Business Loans | Across Tamilnadu

Banking Operations Associate

Area Collection Manager - Manager - Lending Collections

I want to receive the latest job alerts for lending officer in india

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