Mumbai Maharashtra Underwriting manager Jobs – 90 Open Jobs Today

Credit Manager (Personal Loan, Payday Loan)
Censeo Capital Private Limited —Mumbai, Maharashtra
- ₹4,00,000 - ₹12,00,000 a year
- Full-time
- Analysis skills
- APIs
- In-person
Quick apply
Zonal Credit Manager - West (DSA) - LAP
Credit Saison —Mumbai, Maharashtra
- Full-time
- Communication skills
- Banking
Product Manager - Credit Risk
LenDenClub —Mumbai, Maharashtra
- Master's degree
- APIs
- MBA
Quick apply
Credit Manager
M T Patel & Associates —Mulund, Mumbai, Maharashtra
- ₹2,00,000 - ₹4,50,000 a year
- Full-time
- Microsoft Excel
- Analysis skills
- In-person
Quick apply
23h
Relationship Manager
Boost Tech —Mumbai District, Maharashtra
- Up to ₹6,00,000 a year
- Full-time
- Business development
- Bachelor's degree
- Computer networking
Quick apply
17h
Senior Product Manager
Vegapay Technology Private Limited —Mumbai, Maharashtra
- SQL
- Product management
- Banking
Quick apply
Senior Manager Product
Equifax —Mumbai, Maharashtra
- Full-time
- Computer Science
- Public speaking
- Master's degree
- Health insurance
- Paid time off
13d
Capital Markets Operations Associate
Accenture —Mumbai, Maharashtra
- Full-time
- Analysis skills
- Communication skills
Quality Manager - Telecalling
Credit Saison —Mumbai, Maharashtra
- Full-time
- Analysis skills
- Bachelor's degree
- Team management
IND Principal Consultant
Aon Corporation —Mumbai, Maharashtra
- Full-time
- Bachelor's degree
- Agile
- Communication skills
- Commuter assistance
Corporate sales Manager -Property Insurance
Magnum insurance broking pvt ltd —Mumbai, Maharashtra
- ₹50,000 - ₹75,000 a month
- Full-time
- Finance
- Master's degree
- Business development
- Cell phone reimbursement
Quick apply
Citi Community Capital - Real Estate Underwriting - Assistant Vice President
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Office
- Master's degree
- Organisational skills
- Paid time off
Test Manager
QualityKiosk Technologies —Mumbai, Maharashtra
- Project management
- Budgeting
- AI
Business Operations Manager
Accumn —Mumbai, Maharashtra
- Full-time
- Data analysis skills
- Finance
- Master's degree
Area Credit Manager (EML)
Profectus Capital —Mumbai, Maharashtra
- Finance
- Master's degree
- Analysis skills
PHI - Zonal Head – Corporate Sales (Insurance Business)
Prudential plc —Mumbai, Maharashtra
- Full-time
- Microsoft Office
- Bachelor's degree
- Team management
CRE India, Senior Associate, Fixed Income Division
Morgan Stanley —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Master's degree
- SQL
Associate
PwC —Shivaji Park, Mumbai, Maharashtra
- Full-time
- SQL
- Business development
- Travel
Senior Executive- Underwriter Bank Loan
NHBS LLP Global —Mumbai, Maharashtra
- Microsoft Word
- Microsoft Excel
- Research
SBL: Collateral/ self directed Digital LAL, Platforms, Associate, Wealth Management
Morgan Stanley —Mumbai, Maharashtra
- Full-time
- B.Sc
- SQL
- Bachelor's degree

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Credit Manager (Personal Loan, Payday Loan)

Censeo Capital Private Limited
Mumbai, Maharashtra

Quick apply

Job details

Permanent | Full-time
₹4,00,000 - ₹12,00,000 a year

Qualifications

Underwriting
Regulatory reporting
Analysis skills
APIs
Fraud prevention and detection
LMS

Full job description

Role Overview

3–5 years of experience in digital lending in Payday, preferably in FinTech or NBFC

Censeo Capital is a newly incorporated NBFC entering the digital lending space. We are looking for a dynamic and experienced professional to lead our credit, operations, and strategic functions of PAYDAY Loan. The ideal candidate must have strong expertise in digital lending processes, credit underwriting, operational workflow setup, and hands‑on experience with BRE (Business Rule Engine) system formation.

This role combines operational leadership with credit oversight and will play a critical role in establishing our lending systems, policies, and scalable processes.

Key Responsibility Areas (KRAs)1. Strategic Leadership & NBFC Setup

Lead end‑to‑end operational setup of the newly incorporated NBFC in alignment with regulatory expectations.
Assist management in formulating the company’s lending strategy, annual operational plan, and business roadmap.
Establish SOPs, internal controls, and governance standards for all operational activities.
Coordinate with auditors, consultants, compliance teams, and technology partners for smooth NBFC operations.

2. Credit Policy & Underwriting Management

Develop and implement credit policies, frameworks, and risk matrices for digital lending products.
Own and monitor the end‑to‑end underwriting process, ensuring high‑quality credit decisions.
Analyse borrower profiles using bureau data, financials, digital footprints, bank statements, and alt‑data sources.
Manage and optimize portfolio quality through continuous monitoring of risk indicators (DPD, bounce rate, NPA, etc.).
Collaborate with data science and product teams to define rules for automated underwriting.

3. Business Rule Engine (BRE) System Formation

Lead the requirements gathering, design, and development of the BRE for digital loan products.
Translate credit policies into system‑driven rules, scorecards, and automated decision workflows.
Ensure seamless integration of BRE with LOS, LMS, KYC, and external data APIs.
Conduct regular testing, calibration, and refinement of the BRE to improve decision accuracy and turnaround time.

4. Digital Lending Operations

Establish and manage end‑to‑end digital lending operations, including onboarding, KYC, disbursement, collections, and customer servicing.
Ensure operational efficiency through automation, workflow standardization, and system optimization.
Coordinate with FinTech partners, APIs, technology vendors, and service providers.
Build and manage dashboards for operational performance, TAT, disbursal efficiency, and customer experience metrics.

5. Compliance, Regulatory & Audit Support

Ensure all operational and credit processes meet RBI guidelines applicable to NBFCs.
Maintain robust documentation, record‑keeping, and audit trails for all business activities.
Support internal and external audits, inspections, and regulatory reporting requirements.
Oversee KYC/AML compliance and fraud‑risk management.

6. Team Building & Leadership

Recruit, train, and lead operations and credit teams as the business scales.
Promote a high‑performance culture with strong accountability, discipline, and continuous improvement.
Provide functional leadership across credit, operations, and customer support teams.

7. Vendor, Partner & Stakeholder Management

Manage relationships with technology partners, lending partners, credit bureaus, and other ecosystem players.
Negotiate SLAs, review performance metrics, and monitor service standards.
Coordinate with senior management and investors on business updates and portfolio performance.

8. Reporting & Analytics

Prepare MIS reports for Board, Management, and regulatory bodies.
Track and monitor KPIs: disbursements, unit economics, portfolio performance, collections, TAT, operational efficiency, etc.
Use data to drive decision-making and strategic improvements.

Required Qualifications & Skills

Have Experience in Payday Loan
3–5 years of experience in digital lending, preferably in FinTech or NBFC.
Deep knowledge of credit underwriting, loan lifecycle, and digital lending systems.
Strong understanding of BRE design and implementation.
Hands‑on experience with LOS, LMS, KYC systems, API‑based digital workflows.
Strong analytical, leadership, and problem-solving skills.
Ability to work in a startup environment with ownership and agility.

Why Join Us

Opportunity to build an NBFC from ground up.
High ownership role with strategic importance.
Fast‑growing digital lending environment.
Direct exposure to founders and leadership team.

Pay: ₹400,000.00 - ₹1,200,000.00 per year

Experience:

Personal Loan: 3 years (Required)
Payday loan: 3 years (Required)

Location:

Mumbai, Maharashtra (Required)

Work Location: In person

Quick apply

Refine Your Search

underwriting manager jobs in mumbai maharashtra

Credit Manager (Personal Loan, Payday Loan)

Zonal Credit Manager - West (DSA) - LAP

Product Manager - Credit Risk

Credit Manager

Relationship Manager

Senior Product Manager

Senior Manager Product

Capital Markets Operations Associate

Quality Manager - Telecalling

IND Principal Consultant

Corporate sales Manager -Property Insurance

Citi Community Capital - Real Estate Underwriting - Assistant Vice President

Test Manager

Business Operations Manager

Area Credit Manager (EML)

PHI - Zonal Head – Corporate Sales (Insurance Business)

CRE India, Senior Associate, Fixed Income Division

Associate

Senior Executive- Underwriter Bank Loan

SBL: Collateral/ self directed Digital LAL, Platforms, Associate, Wealth Management

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