Tn Manager tirunelveli Jobs – 77 Open Jobs Today

Credit Manager - Tirunelveli
Aditya Birla Group —Tamil Nadu
- Finance
- Master's degree
- Analysis skills
Hotel Operations Manager
Hotel Meridian Inn —Kuttalam, Tamil Nadu
- ₹30,573.45 - ₹55,720.37 a month
- Full-time
- Microsoft Office
- Team management
- In-person
- Health insurance
- Cell phone reimbursement
Quick apply
3d
Area Manager- Tirunelveli
Kokuyo Camlin —Tirunelveli, Tamil Nadu
9h
Marketing Manager
Aanzara Corporate Private Limited —Tirunelveli, Tamil Nadu
- ₹30,000 - ₹40,000 a month
- Full-time
- Sales
- Driving
- Travel
- Health insurance
- Life insurance
Quick apply
1d
Business Development Executive ( Chennai , Tirunelveli & Trichy)
YENNES Infotec —Chennai, Tamil Nadu
- Full-time
- Sales
- English
- Bachelor's degree
Location Manager - Retail secured - Tirunelveli
Aditya Birla Group —Tamil Nadu
- ₹5,00,000 a year
- Finance
- Master's degree
- Bachelor's degree
Relationship Manager
AADHI CARS,TIRUNELVELI —Palayankottai, Tamil Nadu
- ₹18,000 - ₹35,000 a month
- Full-time
- Sales
- Customer service
- Travel
- Health insurance
- Cell phone reimbursement
Quick apply
Senior Manager - Business Development - Chennai
Schneider Electric —Chennai, Tamil Nadu
- Online application
- Sales
- English
- Microsoft Office
Senior Human Resources Manager
Thanas Tech Pvt Ltd —Tirunelveli, Tamil Nadu
- Up to ₹25,000 a month
- Full-time
- Analysis skills
- Human resources
- Recruiting
Quick apply
6d
Manager
Gove Enterprises —Tirunelveli, Tamil Nadu
- Full-time
- Microsoft Excel
- Mentoring
- In-person
Sales and Marketing Manager
Hotel Meridian Inn —Tirunelveli, Tamil Nadu
- ₹20,434.22 - ₹53,291.99 a month
- Full-time
- Hospitality
- Sales
- Microsoft Office
Quick apply
7d
Service Marketing Manager
Susee Hyundai —Tenkasi, Tamil Nadu
- ₹35,000 - ₹40,000 a month
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Marketing
Quick apply
6d
Application Support Manager
Gove Enterprises —Tirunelveli, Tamil Nadu
- Online application
- Computer Science
- Software troubleshooting
- Bachelor's degree
Customer Relationship Manager
CPC Diagnostic —Tirunelveli, Tamil Nadu
- Full-time
Location Manager - Secured -Tiruvallur
Aditya Birla Group —Tamil Nadu
- ₹5,00,000 a year
- Finance
- Master's degree
- Bachelor's degree
Service Manager
Susee Hyundai —Tirunelveli, Tamil Nadu
- ₹30,000 - ₹40,000 a month
- Full-time
- Microsoft Excel
- Microsoft Office
- Analysis skills
Quick apply
Location Manager - Secured - Dharapuram
Aditya Birla Group —Tamil Nadu
- ₹5,00,000 a year
- Finance
- Master's degree
- Bachelor's degree
Area Sales Manager / Sr.Area Sales Manager
Quick Heal Technologies Ltd —Tirunelveli, Tamil Nadu
- ₹2,50,000 - ₹7,00,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Marketing
- Master's degree
- Health insurance
Quick apply
Branch Manager
BK Nexus Enterprises —Tirunelveli, Tamil Nadu
- ₹25,000 - ₹50,000 a month
- Full-time
- Microsoft Word
- English
- Microsoft Office
Quick apply
4d
Operation Manager
Gove Enterprises —Tirunelveli, Tamil Nadu
- Full-time
- Microsoft Excel
- Microsoft Office
- Organisational skills

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Credit Manager - Tirunelveli

Aditya Birla Group -
Tamil Nadu

Apply Now

Job details

Freelance

Qualifications

Finance
Master's degree
Analysis skills
Presentation skills
MBA

Full job description

Designation:

Location: India Tamil Nadu Salem

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations

Job Context & Major Challenges

Job Context:Job Challenges:
Organizational Context
Key Aspects:
ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market and has remained stable at ~37% as on December 2015
The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory and control mechanisms imposed as a result, means it is imperative that all functions and processes align and comply with sound risk management guidelines and applicable regulations/ controls proactively and judiciously. This is vital for managing risk and protecting interests of both the business as well as the customer
Job Context
Key Aspects:
The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health
While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution
The Credit Manager plays the role of executing risk and credit operations in line with established guidelines and norms, and securing the organization against diverse risks in local business operations via process measures and checks. This role is responsible for ensuring robust and efficient creditworthiness and risk assessment. He/ She is the “ears on the ground” member of the Risk Team who meets every customer as part of the underwriting process and also visits the property which is being funded. Therefore, he/she needs to have an understanding of the Legal and Valuation framework to be able to perform their role satisfactorily
Key Challenges
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and implementing control mechanisms, and evaluating business proposals
ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability
The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives

Enabling Skill Sets & Qualifications
Critical skill sets required to meet these challenges include business and commercial acumen, analytical skills, interpersonal and presentation skills, and execution capabilities
Education & experience required to fulfil this profile are a CA/ MBA – Finance with minimum 0 – 3 yrs of experience in a bank/ NBFC/ HFC

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Underwriting and Portfolio Quality Management

Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required

KRA2

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required

KRA3

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined ‘Maker – Checker’ mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.

KRA4

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance

KRA5

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Apply Now

Refine Your Search

manager tirunelveli jobs in tn

Credit Manager - Tirunelveli

Hotel Operations Manager

Area Manager- Tirunelveli

Marketing Manager

Business Development Executive ( Chennai , Tirunelveli & Trichy)

Location Manager - Retail secured - Tirunelveli

Relationship Manager

Senior Manager - Business Development - Chennai

Senior Human Resources Manager

Manager

Sales and Marketing Manager

Service Marketing Manager

Application Support Manager

Customer Relationship Manager

Location Manager - Secured -Tiruvallur

Service Manager

Location Manager - Secured - Dharapuram

Area Sales Manager / Sr.Area Sales Manager

Branch Manager

Operation Manager

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Job Context & Major Challenges

Key Result Areas

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