Chennai Tamil Nadu Senior credit Jobs – 170 Open Jobs Today

Senior Credit Manager(NBFC)
sara jobs —Chennai, Tamil Nadu
- ₹25,479.49 - ₹89,661.76 a month
- Full-time
- Finance
- Master's degree
- Business Administration
Quick apply
8h
Senior Associate - Credit Operations
Yubi —Chennai, Tamil Nadu
- Full-time
- Microsoft Office
- Finance
- Analysis skills
Accounts- Senior Manager
FPL Vehicles Pvt Ltd —Ambattur, Chennai, Tamil Nadu
- ₹80,000 - ₹90,000 a month
- Full-time
- Microsoft Excel
- Up to 50% travel
- Finance
- Health insurance
Quick apply
6d
General Manager – Finance & Operations
Spartek Ceramics India Ltd —Chennai, Tamil Nadu
- ₹18,00,000 - ₹21,00,000 a year
- Full-time
- Management
- Inventory management
- Finance
Quick apply
8d
Senior Manager HRBP
Alight —Chennai, Tamil Nadu
- Master's degree
- Bachelor's degree
- Human resources
- Health insurance
- Paid sick time
Senior Administrator - Operations
Wesco —Chennai, Tamil Nadu
- Urgently hiring
- Customer service
- Microsoft Office
- Administrative experience
1d
Senior Analyst
Maersk —Chennai, Tamil Nadu
- Full-time
- Sales
4d
Area Credit Manager-Mid Corporate-Credit Appraisal-Chennai - Centennial Square-M4-M6
TATA Capital —Chennai, Tamil Nadu
- Full-time
- Master's degree
- MBA
Senior Management Accountant
DP World —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Quick apply
Senior Operations Manager
CHYOWE —Chennai, Tamil Nadu
- ₹30,000 - ₹35,000 a month
- Full-time
- Oracle
- ERP systems
- Master's degree
- Commuter assistance
Quick apply
11d
Area Credit Manager-CEQ-Credit Appraisal-Chennai - Centennial Square-M4-M6
TATA Capital —Chennai, Tamil Nadu
- Full-time
- Master's degree
- MBA
Auditor - Business Audit (Credit Model Audit)
Société Générale —Chennai, Tamil Nadu
- Doctoral degree
- English
- Java
Area Credit Manager-Emerging Corporate -Credit Appraisal-Chennai - Centennial Square-M1-M3
TATA Capital —Chennai, Tamil Nadu
- Full-time
- Master's degree
- MBA
Senior Associate
Spocto —Chennai, Tamil Nadu
- Full-time
- Finance
- Master's degree
- MBA
Senior Associate Finance Analyst - OTC
DHL —Chennai, Tamil Nadu
- Full-time
- Finance
- Master's degree
- Bachelor's degree
State Head(NBFC)
Sara infotech —Chennai, Tamil Nadu
- ₹50,000 - ₹1,00,000 a month
- Full-time
- Sales
- Finance
- Master's degree
- Paid sick time
Quick apply
8h
Purchase Manager
VGN Projects Estates Pvt Ltd —Anna Nagar, Chennai, Tamil Nadu
- ₹6,00,000 - ₹10,00,000 a year
- Full-time
- Microsoft Excel
- Engineering
- Microsoft Office
- Health insurance
- Cell phone reimbursement
Quick apply
1d
Banking Operations Manager
Accenture —Chennai, Tamil Nadu
- Full-time
- Management
- Analysis skills
- Leadership
Senior Officer, Area Sales Manager, Consumer Banking Group
DBS Bank —Chennai, Tamil Nadu
- Full-time
- Analysis skills
- Communication skills
- Banking
NAM Collections & Recovery - Credit Bureau Dispute AVP
Citi —Chennai, Tamil Nadu
- Full-time
- Master's degree
- Bachelor's degree
- Communication skills

I want to receive the latest job alerts for senior credit in chennai tamil nadu

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

senior credit jobs near chennai tamil nadu

Senior Analyst jobs in Chennai, Tamil Nadu

Assistant Vice President jobs in Chennai, Tamil Nadu

Senior Operations Manager jobs in Chennai, Tamil Nadu

Senior Financial Analyst jobs in Chennai, Tamil Nadu

General Manager jobs in Chennai, Tamil Nadu

Area Manager jobs in Chennai, Tamil Nadu

Senior Credit Manager jobs in Chennai, Tamil Nadu

Senior Administrator jobs in Chennai, Tamil Nadu

Operations Manager jobs in Chennai, Tamil Nadu

Human Resources Business Partner jobs in Chennai, Tamil Nadu

Auditor jobs in Chennai, Tamil Nadu

Research Analyst jobs in Delhi

Data Analyst 2 Years Experience jobs in Pune, Maharashtra

Data Analyst jobs in Maharashtra

Senior Analyst jobs in Chandigarh

Senior Analyst jobs in Malad, Mumbai, Maharashtra

Ai Data Analyst jobs in Delhi, Delhi

Senior Analyst jobs in Bhopal, Madhya Pradesh

Senior Analyst jobs in Delhi, Delhi

Mathematics, Assistant Professor jobs in Punjab

Senior Credit Manager(NBFC)

sara jobs
Chennai, Tamil Nadu

Quick apply

Job details

Permanent | Full-time
₹25,479.49 - ₹89,661.76 a month
8 hours ago

Qualifications

Underwriting
Finance
Master's degree
Risk management
Business Administration
Fraud prevention and detection
MBA
Banking

Full job description

Position: Senior Credit Manager

Industry: NBFC

Location: Chennai

Experience: 6–8 years in Credit, preferably in NBFC / Banking

Role Purpose:

The Senior Credit Manager will be responsible for managing and strengthening the credit function

for the small ticket unsecured business loan portfolio, with primary accountability for maintaining a

healthy balance between business growth, credit quality, portfolio performance and risk-adjusted

returns.

The role will involve evaluating credit proposals, setting and implementing credit frameworks,

ensuring adherence to credit policies, monitoring portfolio quality, identifying emerging risks and

working closely with Business, Operations, Collections, Risk and Product teams.

The candidate should have strong expertise in cash-flow based lending, business loan underwriting,

banking analysis, fraud identification, policy interpretation and portfolio risk management.

Key Responsibilities:

Credit Underwriting & Decision Making

Evaluate and approve/recommend small ticket unsecured business loan proposals within the

delegated authority matrix.

Assess borrower and business creditworthiness using a combination of:

o Bureau reports and repayment behaviour

o Banking transactions and cash flows

o GST / income / financial data, wherever applicable

o Business vintage and stability

o Business turnover and profitability

o Existing debt obligations and leverage

o Promoter profile and credit history

o Industry and geographic risks

o End-use of funds

Analyse banking behaviour, including credits/debits, average balances, cheque returns, EMI

servicing, cash intensity and banking conduct.

Identify early warning signals, over-leverage, bureau stress, repayment capacity concerns

and potential fraud indicators.

Take independent and well-reasoned credit decisions while ensuring adherence to approved

credit policies and risk appetite.

Ensure appropriate deviations are documented with clear rationale, mitigants and approval

as per authority matrix.

Maintain strong focus on credit quality without unnecessarily compromising legitimate

business opportunities.Credit Policy & Process Management

Support development, review and enhancement of credit policies for unsecured business

lending.

Recommend changes to credit parameters, eligibility criteria, scorecards, FOIR/obligation

norms, bureau cut-offs, exposure limits, pricing and risk-based segmentation based on

portfolio performance.

Establish and monitor credit quality benchmarks across branches/channels/locations.

Ensure consistent application of credit policies across the credit team.

Identify gaps in existing underwriting processes and recommend automation, system rules

and process improvements.

Work with Risk/Product/Technology teams to improve rule engines, credit scorecards and

automated decisioning.

Portfolio Monitoring & Risk Management

Conduct regular portfolio reviews and identify emerging risks.

Analyse portfolio performance by product, ticket size, geography, customer segment,

sourcing channel, bureau profile and vintage.

Provide recommendations for corrective action wherever deterioration is observed.

Work closely with Collections to understand delinquency trends and incorporate learnings

into underwriting.

Participate in early warning and portfolio review forums and ensure timely escalation of

material credit risks.

Ensure compliance with applicable RBI regulations, internal policies, delegation of authority,

KYC requirements and other applicable regulatory guidelines.

Team Management

Lead, coach and mentor Credit Managers / Credit Officers as applicable.

Ensure the team maintains high standards of underwriting quality, documentation and

turnaround time.

Set individual and team-level performance expectations.

Conduct regular case reviews and identify training requirements.

Ensure appropriate maker-checker controls and segregation of duties within the credit

process.

Educational Qualification: MBA / PGDM in Finance, Banking, Risk Management or equivalent

qualification preferred.

Experience:

6–8 years of relevant experience in Credit Underwriting / Credit Risk / Portfolio Risk.

Prior experience in NBFC or Bank is preferred.

Strong experience in unsecured business loans, MSME loans, business lending or other

cash-flow based lending products.

Candidates with experience managing high-volume, small-ticket credit portfolios will be

preferred.

Experience in leading a credit team and handling delegated credit authority is desirable.

Pay: ₹25,479.49 - ₹89,661.76 per month

Work Location: In person

Quick apply

Refine Your Search

senior credit jobs in chennai tamil nadu

Senior Credit Manager(NBFC)

Senior Associate - Credit Operations

Accounts- Senior Manager

General Manager – Finance & Operations

Senior Manager HRBP

Senior Administrator - Operations

Senior Analyst

Area Credit Manager-Mid Corporate-Credit Appraisal-Chennai - Centennial Square-M4-M6

Senior Management Accountant

Senior Operations Manager

Area Credit Manager-CEQ-Credit Appraisal-Chennai - Centennial Square-M4-M6

Auditor - Business Audit (Credit Model Audit)

Area Credit Manager-Emerging Corporate -Credit Appraisal-Chennai - Centennial Square-M1-M3

Senior Associate

Senior Associate Finance Analyst - OTC

State Head(NBFC)

Purchase Manager

Banking Operations Manager

Senior Officer, Area Sales Manager, Consumer Banking Group

NAM Collections & Recovery - Credit Bureau Dispute AVP

I want to receive the latest job alerts for senior credit in chennai tamil nadu

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected